NJ Mortgage

Posts Tagged ‘housing’

Today Show (Nine Network – Australia) segment, aired on the 25/8/2008 covering Australian builder Living Green Designer Homes and their world first in carbon neutral low cost housing. Living Green Designer Homes Craig Riddle is interviewed and discusses his revolutionary new Mortgage Free series, a unique, environmentally friendly and ultra low cost modular housing system. He discusses that the homes are designed to expand as your needs and budget change. As well as being environmentally responsible when you consider global warming, their affordability makes them ideal for parents to buy as 18th or 21st birthday gifts for children and teenagers or for use in the tourism sector. Living Green Designer Homes is based on the Central Coast NSW Australia, but welcomes enquiries from around the world on enquiries@livinggreendesignerhomes.com.au.

Duration : 0:2:53

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Technorati Tags: carbon, Cost, designer, First, Free, global, Green, homes, housing, inexpensive, living, low, mortgage, neutral, warming, world

How You Can Avoid Foreclosure Scams. Please visit MakingHomeAffordable.gov

Duration : 0:5:15

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Technorati Tags: approved, counselor, housing, HUD, loan, mortgage, scam

**COMMENT + SHARE** What if we could repeat 30 years of house price gains? What would house prices in Vancouver BC look like in 2038? This is what a straight line looks like running through average house prices, and what that same straight line looks like when you extrapolate mortgage rate changes during that time. How much are real estate price increases driven by debt and cheap money?

Duration : 0:2:38

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Technorati Tags: bubble, canada, condo, credit, Forecast, home price, housing, interest, investing, market, mortgage, rate, real estate, speculation, Vancouver

Sub-prime mortgages were supposed to put an end to segregated neighbourhoods by allowing affordable housing to more people. But a new study shows that better access to mortgages leads to more – not less – racial segregation.

Duration : 0:6:40

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Technorati Tags: academia, Amine Ouazad, Business, clinton, credit, EMBA, excellence, executive education, housing, INSEAD, integration, market, MBA, mortgage, mortgage loan, neighbourhood, obama, racial, research, school, segregation, student, sub-prime

The U. S. subprime mortgage crisis was one of the first indicators of the late-2000s financial crisis, characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages. The ratio of lower-quality subprime mortgages originated rose from the historical 8% or lower range to approximately 20% from 2004-2006, with much higher ratios in some parts of the U. S. A high percentage of these subprime mortgages, over 90% in 2006 for example, were adjustable-rate mortgages. These two changes were part of a broader trend of lowered lending standards and higher-risk mortgage products. Further, U. S. households had become increasingly indebted, with the ratio of debt to disposable personal income rising from 77% in 1990 to 127% at the end of 2007, much of this increase mortgage-related.

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Duration : 0:2:11

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Learn more http://www.introabc.com The banks have been caught committing mortgage and foreclosure fraud

Duration : 0:5:29

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Technorati Tags: 2nd, Affordable, bank, banks, broker, company, countrywide, First, HAMP, home, housing, loan, loans, modification, mortgage, sale, Services, short

Lots of people called foul when the banks robo-signed foreclosure documents. Now it’s the other side’s turn.

Duration : 0:1:54

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Technorati Tags: foreclosure, home buying, home financing, homes, housing, mortgage

FreeinTX addresses MortgageGate.

REMEDIES IN REAL ESTATE – Randy Kelton

http://www.remediesinrealestate.com/

Evidence of mortgage fraud time travel.

http://dailybail.com/home/taxpayer-funded-mortgage-fraud-101.html

Here’s a hint – MERS assigns to Wells Fargo.

Same day, same person, same notary assigns from Wells Fargo to Fannie Mae.

From one of the comments at the OP on Foreclosure Hamlet:

“So Janice works for Franklin American Mort Corp. in Flint, MI and Assigns the mortgage as an Asst. Sec’y for MERS to Wells Fargo in Iowa, and she has the assignment notarized in Dakota County, Minnesota.”

“Then, on the same day, she also works for Wells Fargo in Iowa, and assigns the mortgage to Fannie Mae in Philadelphia, PA and has it notarized again in Dakota County, Minnesota?”

“First, Lets just assume that it’s legal to have an assignment of mortgage from a company in Flint, MI to be notarized in Minnesota for a company located in Iowa. And then let’s also assume that a company in Iowa can have an Assignment of mortgage notarized in Minnesota for a company in PA.”

“Is this sort of behavior legal? Or could it be FRAUD? Hmmmmmm, Flint, MI to Dakota, MN, a mere 581.8 miles apart. That’s nearly a 12 hour drive w/o any highway mishaps, oh, and you better have the ability to walk on water, otherwise, its a 688 mile drive under Lake Michigan and over 12 hours. Typically, banking hours are between 8am & 5pm. That’s a total of 9 hours. Maybe she should have saved gas and just driven to Iowa. It’s only 10 hours away.”

Pretty neat trick huh?

There is something very sinister about this amazing time travel. It is my belief that these individual mortgage obligations live in more than one savvy MBS investor’s “book.” Each manifestation of the obligation is insured against default for the full outcome based appraisal “value.”

Each investor is made whole via insurance and thanks to AIG, who of course was caught by surprise, has no choice but to dump the whole mess on the taxpayer. Meanwhile, the “servicer” purchases (for pennies on the fiat) the right to pursue the extinguished debt and seek as many deficiency judgments as possible.

Not to mention the fact that clear chain of title on millions of homes (in default or not) are destroyed. Further, if the obligations fail to make their way to the trusts within the REMIC window, throw massive tax evasion into the mix.

Duration : 0:12:12

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Technorati Tags: AAA, america, bank, Chase, countrywide, credit, Fargo, foreclosure, foreclosuregate, fraud, Goldman, housing, JP, kelton, Law, linch, Moody's:, morgan, mortagegate, mortgage, of, radio, randy, rating, rule, S&P, Sachs, scam, scandal, sheme, title, Wells

http://www.ntv.co.ke
The mortgage rates in Kenya are considerably higher compared to those in developed markets leading to fewer Kenyans with ability to afford houses. According to James Salaton, a Business Development Manager with Up market Realtors, the high cost of housing coupled with high inflation have combined to put Kenyans at a major disadvantage over house ownership. Kenya’s gross demand for houses remains by far in excess of the current supply, with the slow speed of transactions involving land also acting as an impediment to the alleviation of the housing shortfall.

Duration : 0:2:1

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Technorati Tags: Alex, Business, construction, Demand, Development, Exchange, Gardens, house, houses, housing, impact, industry, inflation, James, Kenya, manager, market, mortgage, mortgages, Mwangi, Ntv, penthouse, penthouses, price, prices, rate, realtors, River, Salaton, sale, sector, shilling, shortage, shortfall, Upmarket, Weak

This video is a list of US mortgage lenders who have closed or otherwise exited the mortgage lending business since late 2006.

Duration : 0:1:57

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Technorati Tags: Collapse, housing, implode, jobs, lending, mortgage