NJ Mortgage

Posts Tagged ‘economy’

Mortgage Broker, Yamila Ayad, shares her views on the San Diego housing crisis and how easy it used to be to get a home loan and how difficult it can be today.

Duration : 0:5:30

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Technorati Tags: Crisis, economy, home, housing, kpbs, market, mortgage

December 6, 2011: In a Brooklyn neighborhood hard hit by the foreclosure crisis, Occupy Wall Street joins local community groups to reclaim a bank-owned property for a homeless family.

Duration : 0:5:2

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Technorati Tags: #OccupyEastNY, 99%, bank, Bank of America, brooklyn, Civil Disobedience, community, Crisis, D6, December 6, East New York, economy, eviction, Extreme Home Takeover, foreclosure, Homeless, mortgage, nyc, NYCC, Occupy Our Homes, Occupy Wall Street, OWS, predatory lending, Recession, squat, squatter, subprime mortgage

President Obama often makes the claim that he inherited the country’s current economic crisis. But in truth, it was Obama and his fellow Democrats who supported, and facilitated efforts to force the banks to issue high-risk subprime mortgages to unqualified borrowers, which ultimately brought about the collapse of the U.S. economy. Hence, Mr. Obama is not the Inheritor-in-Chief that he claims to be, but rather the Bequeather-in-Chief, who helped facilitate the economic downturn.

Nevertheless, during a speech Tuesday at a High School in Osawatomie, Kansas, the President, rather than concede that he and his fellow Democrats supported efforts to force the banks to issue high-risk loans, blamed the banks for making these loans.

Audacity on the President’s part, I suppose; but clearly not the Audacity of Hope……

Duration : 0:8:34

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Technorati Tags: ACORN, address, banks, barack, economy, Kansas, loans, mortgage, mortgages, obama, Osawatomie, President, speech, Subprime

http://www.kw.com NOVEMBER Hello and welcome to This Month in Real Estate. I’m JAY PAPASAN.

Our top story: what kinds of homes are first time homebuyers looking for? We’ll have the answer in a moment.

But first, the numbers.
[NUMBERS]

And now, our top story. According to a recent report from KW research …

• Over half of all first time home buyers stayed in the same area where they were renting
• More than three quarters of all first time home buyers purchased a single family detached home
• Most first time home buyers purchased a three bedroom and two bath home

For tips on buying right the first time, we turn to News You Can Use …

NEWS YOU CAN USE

When it comes to the decision between buying or renting, some renters think they simply can’t afford a mortgage. The reality is if you’re renting, you are already paying a mortgage — it just happens to be your landlord’s, not your own.

Here are three secrets of homeownership that your landlord doesn’t want you to know …

Number 1: Equity. You can build wealth through equity. Think of equity as a long-term savings account. Every month you pay your mortgage, a portion of that mortgage goes into that account.

Number 2: Appreciation. You can build even more equity though appreciation. Think of appreciation as the interest your home earns over time.

Number 3: Control. A home that’s yours means you won’t need your landlord’s permission to paint, renovate and make it a home of your own.

If you’re ready to stop paying your landlord’s mortgage and start building your own wealth, talk to your real estate professional.
MAIN

That’s all for This Month in Real Estate. Thank you for joining us.

Duration : 0:2:15

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Technorati Tags: 15 variable, 30 year fixed, agent, appreciation, buy, buying, distressed properties, economy, equity, fixer upper, foreclosure, homes, house, houses, investment, loan, location, maintenance, market, Marketing, mortgage, neighborhood, percentage rate, pricing, real estate, rental, sell, selling, Short-Sale, square footage, staging

http://www.panamapropertyconnection.com. Panama is the third most competitive economy in Latin America. Let us find the best mortgage for you in Panama.

Duration : 0:4:54

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Technorati Tags: economy, mortgage, panama

The U. S. subprime mortgage crisis was one of the first indicators of the late-2000s financial crisis, characterized by a rise in subprime mortgage delinquencies and foreclosures, and the resulting decline of securities backed by said mortgages. The ratio of lower-quality subprime mortgages originated rose from the historical 8% or lower range to approximately 20% from 2004-2006, with much higher ratios in some parts of the U. S. A high percentage of these subprime mortgages, over 90% in 2006 for example, were adjustable-rate mortgages. These two changes were part of a broader trend of lowered lending standards and higher-risk mortgage products. Further, U. S. households had become increasingly indebted, with the ratio of debt to disposable personal income rising from 77% in 1990 to 127% at the end of 2007, much of this increase mortgage-related.

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Duration : 0:2:11

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Grumpy Old Geyser, a politically incorrect English bloke with strong opinions about everything, is fed up with fat-cat bankers – so he’s come up with a scheme to become a banker himself. You can follow him on Twitter as TheOldGeyser.

Duration : 0:1:46

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Technorati Tags: bank, bankers, banking crisis, banks, bonuses, comedy, comic, comical, Debt, debt crisis, economy, funny, grumpy old men, humor, humorous, humour, humourous, investment sub-prime, satire, satirical, sub-prime mortgage bonds, sub-prime mortgages, Subprime, subprime mortgage bonds, subprime mortgages

David Coster provides commentary on the direction mortgage rates are likely to take in light of the situation in Europe.

David mentions last week’s market and mortgage rates and how the European debt crisis will have the biggest effect on mortgage rates in the next couple of weeks.

http://www.totalmortgage.com/blog/

Duration : 0:2:20

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Technorati Tags: Business, current mortgage rates, economy, EU debt crisis, Euro Debt Crisis, Europe, European debt crisis, finance, financial, financial crisis, Greece, Italy, markets, mortgage, mortgage crisis, mortgage crisis explained, mortgage rates, total mortgage

Part 2 of 2. Important information that should be taught in schools but ISN’T!
Listen and pass on. This is what the money system is.

http://www.talkshoe.com/talkshoe/web/talkCast.jsp?masterId=48361&cmd=tc

http://www.rodclass.com

continued from: http://www.youtube.com/watch?v=IxjtBVCQpgk

Duration : 0:14:26

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Technorati Tags: 1933, 48, 73-10, act, AIB, Amendatory, American, Banking, Bankruptsy, C1, cash, class, Coin, Confiscation, congress, Constitution, Corporation, Crisis, Economics, economy, Enemy, executive, FDR, federal, Franklin D. Roosevelt, Fund, Grab, Heist, HR1491, HR4960, Island, Jeckyl, License, Loot, McFadden, Mint, money, mortgage, note, of, one, Order, Part2, people, PL, private, property, reserve, rob, Rod, scam, Securitize, security, Stat, Steal, Stolen, Swindle, The, Trading, treasury, Trust, United States Congress, with

Grumpy Old Geyser, a politically incorrect English bloke with strong opinions about everything, is, like most people, fed up with fat-cat bankers – so he’s come up with own wacky scheme to become a banker himself. You can follow him on Twitter as TheOldGeyser.

Duration : 0:3:1

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Technorati Tags: bank, bankers, banking crisis, banks, bonuses, comedy, comic, comical, Debt, debt crisis, economy, funny, grumpy old men, humor, humorous, humour, humourous, investment sub-prime, satire, satirical, sub-prime mortgage bonds, sub-prime mortgages, Subprime, subprime mortgage bonds, subprime mortgages